At our first meeting we will get to know more about you and what you are looking for. With this information we will create a custom search sending you updates as appropriate new matches come on the market. Once you've selected houses of interest we will set up and accompany you on showings. We will also gladly join you on attending open houses, managing the communication with the brokers you meet along the way.

Feedback is a key component while looking at homes so that we understand exactly what you like and dislike about what you are seeing. This will help us cater your searches and ensure we are showing you targeted homes to your liking.

Once you've found "the one" we will work together on writing your offer. We will review recent sales in the neighborhood to help determine the purchase price you would like to offer. This market analysis is also of benefit in helping make better-educated decisions during the negotiating phase if needed.  We know best how to write and present your offer, along with the best strategy on getting yours accepted. 

Included with your offer letter will be your letter of pre-approval showing the sellers that you are a qualified and motivated buyer. Also included will be a deposit known as ‘‘earnest money’’ which shows you are serious about buying this particular home. This deposit money is held in trust and applied against the down payment. If the sale does not go through, the earnest money will be forfeited or lost unless the binder or offer to purchase expressly provides that it is refundable.

The full offer packet is submitted to the sellers who will then either accept it, reject it, or counter it which will then initiate the negotiation process. Our experience and knowledge of the market will help you navigate this process.  Our goal is to negotiate the best possible price and terms for your and help you obtain a mutually satisfactory agreement with the seller. Once accepted, the offer and acceptance form a legally binding contract.

The process takes off once your offer has been accepted, now is the time to finalize your financing while we organize home inspectors, appraisers, and any other needs required.

Within a specified time frame noted on your offer you have the option to have the home inspected. The inspection is done by a hired Professional to evaluate the quality and safety of its plumbing, heating, wiring, appliances, roof, foundation, etc. Once the inspection has occurred we will assist you with writing, submitting and negotiating your list of requests for repairs. Any negotiated items will then be included as an addendum to your Purchase and Sale.

Here in Massachusetts, Real Estate Attorneys preside over the closings of real estate purchases. Choosing the right attorney to guide you thru this process is of the utmost importance. Your attorney will examine all the documents, and work with the seller's attorney. He/she will know what to be concerned about and what won't be a problem. They negotiate the terms of the P&S with the seller's attorney and we will work with your attorney in an effort to resolve all issues that may occur.

The Purchase and Sale (P&S) is a legally binding agreement which will serve as a blueprint for the purchase of the property and generally occurs within two weeks after the offer is accepted. 

Your attorney will create this document on your behalf along with the attorney representing the seller.

When all of the terms of the sales contract are agreed to, the document is signed or ‘‘executed’’ by the seller(s) and buyer(s) and used as a cornerstone for the rest of the sale process.

Your mortgage lender will arrange for an appraisal to be done of your chosen home. The appraisal is a professional appraiser’s estimate of the market value of a property based on local market data and the recent sale prices of similar properties. 

This date verifies that the loan you have applied for regarding this specific house has been approved. Once the house had been appraised your mortgage application is now in full gear. Depending on the type of loan and the amount of time needed for underwriting this process can take up to a month. 

Your mortgage lender has reviewed all of your documentation and all requests have been met. This is the final stage that needs to occur before the can create your closing disclosure which you will receive and need to sign at least three days prior to your scheduled closing date.

We will do your final walkthrough of your new home just prior to your closing ensuring that the home is in it’s expected condition. We will confirm that any items from the inspection checklist have been taken care of and that all items negotiated to remain are present.